WELCOME TO DICK HUME
Your Medicare Options
in association with Messer Financial Senior Market Specialist
Medicare options to meet your needs.
We provide personal service, exceptional support, along with long-term relationships.
We are available year-round.
Services
There is never a fee for our services.
We provide professional, personal, local, one-on-one assistance to help you make an educated decision on which Medicare option is best for you.
Your Needs
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New to Medicare as you are turning 65 or, after 24 months deemed permanently disabled making you eligible for Medicare benefits
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Losing retiree or employer health benefits after retirement
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Changes in your health or wealth
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Moving to a new zip code outside of your current plans service area
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Special election period questions & how to avoid potential lifetime penalties for not enrolling on time
How Can We Assist You?
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Education on Original Medicare (Part A & B), Medicare Advantage (Part C), Medicare Supplements (Medigap), and Prescription Drug Plans (PDP) or Part D
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Assistance with enrollment and changing plans
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Making sure you receive all of the benefits you are eligible for
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Continued service throughout the year
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Review your options if your health or wealth changes
Plan Options*
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Medicare Advantage Plans, also referred to as “Part C” which combines Original Medicare Part A & B, and usually Part D
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Medicare Supplement Plans (Plan G, Plan N, etc), also referred to as “Medigap Plans,” which supplement Original Medicare
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Prescription Drug Plans (PDP), also referred to as “Part D” which may be included with a Medicare Advantage Plan (Part C) or can be added as a stand-alone drug plan to Original Medicare or a Medicare Supplement
* At Dick Hume & Associates, we know that you have choices, and we can help guide you. We do not represent every plan available in every area. Any information we provide is limited to those plans we offer in your area. Visit Medicare.gov or call 1-800-MEDICARE to get information on all of your options.
Larry & Carol S. / Illinois
When we turned 65, I was so confused. We talked to several agents who seemed that the only thing they wanted was our business. Then one of our friends advised us to call Dick, He was pleasant and described Medicare in such a way even I could understand. Whenever we had a question, Dick was always available to answer our questions. He has been great to work with.
T. Mclean / North Carolina
I have been with Dick for 10 Years now. He always returns my calls. We’ve become friends and spend time together every time he comes to town. I have given his name to all of my friends and family, they all rely on his expertise for their medicare needs.
D. Stewart / Florida
Well is been quite awhile like 15 years that we have relied on Dick for our Medicare needs. Over the years he has all of my Family and Friends signed up as well. We just trust him and have never had a second thought. He’s the best.
Who we represent and where
Dick Hume & Associates represents many Medicare insurance plans with Aetna, Humana, HealthTeam Advantage, United Health Care, and Mutual of Omaha. We are licensed in Arkansas, Florida, Illinois, Michigan, Missouri, Minnesota, North Carolina, Tennessee, and Texas.
We do not represent every plan available in every area. Any information we provide is limited to those plans we offer in your area. Visit Medicare.gov or call 1-800-MEDICARE to get information on all of your options.
About Us
I entered my 19th year in the insurance industry in 2022, and along with treating each client as a family member, I also answer all of your questions and concerns about Medicare.
As an independent licensed insurance agent, I specialize in Medicare benefits. I get to know you through conversation and a confidential personal assessment. After we conclude our research, we then have another conversation to review recommendations that will meet your medical, prescription, and lifestyle needs.
If you are already enrolled in Medicare, we can compare your current plan coverage to see if there is a better fit for your medical, prescription drugs, ancillary benefits (such as dental, vision, hearing, and fitness benefits), and lifestyle (such as snowbirding).
If you are facing a challenging diagnosis, let's talk about money-saving options that are available.
Since insurance plans and coverage options change from zip code to zip code, year to year, along with your health or wealth, if your current plan no longer satisfies your needs, let's get together and review your concerns to find a plan that does.
You never have to do this alone. I work for you all year long.
Get in Touch
193 N. Meridian Road
Glen Carbon, IL 62034
336-684-9143 cell/text
618-551-3744 efax service
